In researching The Future of Health Care Delivery – Why It Must
Change and How It Will Affect You, I had in depth interviews with over 150
leaders from across the country including hospital CEOs and COOs, practicing community
and academic physicians in both primary care and specialty areas, pharmacists,
nurses, insurance executives, health care consultants and many others. But I
found what I think is a very good vision and resulting model right at home in
Howard County, Maryland.
County Executive Ken Ulman and former health officer Peter
Beilenson, MD, MPH created “Healthy Howard” to assist those without
insurance. Their concept was to provide
primary care access for all, an extensive network of specialists, community and
tertiary care hospitals and a basic electronic medical record. Methods were
built in to maintain costs as low as possible. But part of the basic premise
was that with these “rights” for the patients came certain “responsibilities” –
some limited payment participation and some requirements toward practicing
healthy living as well as compliance with treatment recommendations. It
structured a good balance between patient rights and responsibilities, between
care delivery and a working payment system, between access and effective care.
Howard County, between Baltimore and Washington, is a fairly
affluent county with excellent providers and a highly regarded community
hospital. Despite affluence, there are uninsured individuals and families. Some
could afford insurance but choose to spend their dollars elsewhere. Some are
the young invincibles who don’t feel they need it. Others work in the service
industry where their employer does not provide insurance and they cannot afford
to carry the entire burden. And some are simply indigent. The question was how to provide for this
disparate group in an effective yet equitable manner that would render good
quality care at a moderate cost.
Healthy Howard is a county-assisted, community based not for
profit organization which collects a modest fee, on a sliding income scale,
from its members. In return, each individual gets unlimited access to a primary
care physician (PCP). The office employs a care coordinator who works with the
PCPs to assist those patients who have complex chronic illnesses such as
chronic lung disease, cancer, or diabetes with complications. There is also a
pharmacy benefits manager located in the PCP office to assist patients find
drugs at the most reasonable price in the community. They work with the
physicians to find generics, discuss other effective agents with the doctor or
even contact the manufacturer if appropriate to get a reduced price for an
indigent patient.
Of course some patients will need to see a specialist
physician. Healthy Howard has developed an agreement with the county’s
specialists to accept, gratis, these patients with the understanding that the
program will allocate the patients across all the specialists in a given field
(e.g., cardiology or orthopedics) so that no one physician has an excessive
burden. Howard County General Hospital,
being part of a unique system in the state of Maryland, has always accepted
indigent patients but under the agreement with Healthy Howard, the hospital
forgoes any attempt to collect from these patients. Further, since the hospital is part of the
Johns Hopkins Health System, an agreement was reached with Hopkins to accept any
patient that needs tertiary care at no charge.
These might be termed the “rights” of the patients. But
there is also some participation required in order to be part of Healthy Howard;
these are the corresponding “responsibilities. In addition to the modest
sliding scale fee, each patient is assigned a health coach with whom he or she
must meet on a regular basis. The coach works with the patient to develop a
plan for healthy living. This might include attending a smoking cessation
program, attending a gym for exercise or working on a diet plan. Together patient
and coach develop a plan of action with benchmarks at various intervals. The
patient meets with the coach periodically to compare actual results to the
benchmarks.
The coach is there not just to measure results but to assist
and to help break down barriers. Sometimes just some encouragement is all that
is needed; sometimes referral to a specialist such as a nutritionist is helpful;
and sometimes a more involved approach is required. As Mr. Ulman described to
me, imagine an overweight lady who wants to participate in a fitness program at
the local health club – to which Healthy Howard has worked out a special free
arrangement. But she says cannot attend because her daughter is a single
working Mom and so she, the grandmother, must babysit the child. No problem,
the coach finds a fitness center that also has built in day care, breaking down
the barrier that had to date prevented success.
The idea is that the plan will help overcome barriers yet still expect
responsibility to meet objectives.
Healthy Howard, as its name implies, will mean healthier
participants a few years down the road. The primary care physicians, with help
from the coaches, will give attention to prevention thus lessening the burden
of chronic illness in the future. And they will give careful care coordination
for those with chronic illnesses now- thus lessening the current cost burden by
reducing the need for specialist visits, excess tests and imaging and
unnecessary drugs
And it worked. Now a few years in, there has been a 35%
reduction in ER visits and a 50% decline in hospital admissions. Enrollees are
healthier and more behaviorally motivated to maintain good health. Sufficient
success to substantiate the awarding of a federal contract to utilize these
principles to create a state-wide
consumer operated health insurance plan (a CO-OP) for the ACA Maryland
insurance exchange based on the principles of 1) having the vast majority of
care provided by primary care, 2) using bundled or capitated provider
compensation and 3) using evidence-based medicine.
Healthy Howard, as its name implies, means healthier
participants. Its great value is as a vision of health care delivery that
incorporates improved quality, reduced costs and excellent access in return for
a modest fee and a commitment to living a reasonably healthy lifestyle. Rights
and responsibilities working together. It is a good vision to use as a starting
point.