Good question. You call for an appointment and are told it will
be about 20 days. You arrive on time only to sit in the apt named waiting room
for 40 minutes. Finally you get to see your primary care doctor (PCP). You
begin to explain why you came in but are
interrupted within
about 23 seconds even though it would have only taken you about 6 more seconds
to finish your “opening statement.” The doctor asks a few questions, does a
brief exam, gives you a prescription, suggests you see the specialist and off you
go, all within 8-12 minutes. At the exit desk you are told you owe a $30
co-pay. “Visa or MasterCard please.” And in no time at all you are out the
door.
No time for delving deeply into your issues. No time to
build trust. No time for compassion. No time for actual healing.
Why so quick? It is all in the numbers. At the risk of being
boring, here they are. They might surprise you.
According to the
New
York Times a PCP earns on average $150,000 per year. A survey from Medscape
pegs it at $170-180,000. That is about what a newly minted law student gets if
he or she can land a job at a prestigious large firm or a just graduated MBA
gets if hired by a big consulting company. But how does our PCP actually earn
that money?
If the PCP has a private practice, in order to earn $150,000,
he or she needs to bring in about $350,000 to also cover office expenses. Given
what insurers like BlueCross, Aetna, United Health Care, Medicare and Medicaid
pay per visit, the doctor needs to see about 25 patients per day. That is $30
to the PCP’s pocket for each visit. No wonder the visit is so short.
Said a different way, the PCP has to see 15 patients to
cover expenses. Any patients over 15 and the income goes to him or her. So the
PCP works for others until about 2pm.
It was not always this way. A PCP today earns about what a
PCP earned (in today’s dollars) few decades back but, in order to earn it,
must see almost twice as many patients per day.
The
typical PCP takes
24 phone calls per day, 17 emails, processes 12 prescription refills (above
those handled during visits, ) and reviews 20 laboratory reports, 11 X-ray
reports and 14 specialist consult reports. These are all done outside of the
visit and obviously take substantial time. This work is clinically relevant but
then there is about an hour a day – least – of time spent of dealing with
insurers. And a
recent
report suggests that the PCP spends an nearly an extra 1 hour per day with the
electronic health record (EHR.)
Look at the numbers a different way. A PCP who worked for a well-known
HMO in California earned $140,000 and was assigned a panel of 2200 patients, a
large percentage quite ill. That is $64 for each patient for the entire year. That
is probably less than you spend taking your car for a twice yearly oil change
and checkup. If each patient came in three times per year then each visit was
worth $21. This PCP found herself highly stressed, unable to keep up to the
level she thought appropriate and went home exhausted only to ignore her family
and “crawl into bed realizing it would
start all over again tomorrow.”
On the east coast, a highly regarded PCP told me that “I
thought I was going to die, literally, if I kept this up. I could not give the
type of care and attention that I felt was best for my patients, I could not be
compassionate. All the things I treasured doing as a doctor had vanished.”
The answer is straight forward. Pay the PCP more. Not more
in total (although that might also be appropriate) but more per visit and have
the PCP take care of substantially fewer patients.
There are many ways to approach this. Increase the fee for
service payment in return for more attention to, at least, those with chronic
illnesses who need close care coordination. At least one example of this with a
Blue Cross
program has
worked well in the fee for service setting. In a capitated system, an insurer
could assign fewer patients but pay the same total amount to the PCP. Maybe
1000 patients instead of 2200 for that $140,000. Or if the population in the
pool is high risk with either mostly elderly people or those with multiple
chronic illnesses as in a Medicare Advantage program, set the capitation rate
so that it works with just 300-500 patients. There are good examples of this
being highly effective as well.
Yes, in each of these examples the amount of money going
toward primary care per capita is increased but the total costs of care comes
way down. It comes down because high quality primary care takes care of most
issues, offers better preventive care and coordinates the care of those with
chronic illnesses. This means less referrals to specialists, less unnecessary
testing and prescriptions and fewer trips to the ER or the hospital.
For PCPs in private practice, they can switch to retainer or
membership models where the patient pays directly (direct primary care) by the visit
or on a monthly or annual basis for all primary care in a setting where the PCP
only has 500-700 patients, offers same day appointments, access to his or her
cell phone 24/7, and perhaps reduced cost laboratory testing and even generic
medications. Many of these practices are quite affordable -
“blue
collar.” And the savings on drugs can often offset the membership fee.
Insurers should consider paying the retainer for those who
buy a high deductible insurance policy since quality primary care substantially
reduces the total costs of care. And
at a minimum, they should allow the retainer/membership fee to go against the
deductible. Employers could either buy
the retainer or place an equal sum in an HSA for the employee who takes out a
high deductible policy through the company. Alternatively, the company might
initiate its own in house primary care clinic designed so that the employed/contracted
PCP has only a reasonable number of employees to care for. In any of these
models, the use of health coaches can further improve wellness, maintain health
and assist with illness care.
The result: More time with the doctor. More time
for the PCP to listen, more time to think, more time to diagnose and treat,
more time to coordinate care for those with chronic illnesses and more time for
better preventive medicine. So better care, better health, less frustrations,
more satisfaction and much reduced total costs of care. Now you will no longer
be wondering why the doctor allots you so little time.